We pride ourselves not only on helping you obtain the most appropriate home loan for your needs, we also make sure that you and your loans are properly protected. We will look at your circumstances and requirements and match the most suitable policy to you, your family and your budget. We have access to Australia’s leading insurance companies and competitive premiums on Life, Total and Permanent Disability, Trauma and Income Protection policies which can provide you and your family with peace of mind at a price that suits you.
Loanscan Pty Ltd ATF The Arts Morris Trust t/as Praesidium Life is a Corporate Authorised Representative of Millennium3 Financial Services Pty Ltd. (M3FS) AFSL No 244 252.
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Imagine what your family's life would be like if you or your partner died or became seriously ill and couldn't work. Would you be able to survive financially? Can you pay the mortgage and bring up your kids?
Insurance can provide the money that you or your family need in critical times. It may not take away the pain of losing a job or a loved one, but it will ease the added pain of financial problems. The main types of cover that we can offer are as follows:
Provides a lump sum payout in the event of death and/or terminal illness. If you are self employed, in most cases depending on your circumstances we can arrange for your premiums on this cover to be tax-deductible.
Covers the costs of rehabilitation, debt repayments and the future cost of living if you are totally and permanently disabled. Total and Permanent Disability (TPD) cover is often bundled together with life cover.
Provides cover if you are diagnosed with a specified illness or injury. These policies include the major illnesses or injuries that will make a significant impact on a person's life, such as cancer, stroke, heart attack etc.
In the event of temporary loss of income due to illness or injury we can arrange for cover of up to 75% of your income. Cost can vary depending on waiting period and benefit periods selected.